Homeowners Insurance reconstructed from the ground up.
Homeowners insurance doesn’t need to be complicated. We have created a home insurance product and process that is much easier for customers to understand. Our goal is to make it easy for people to save time and money protecting their most valuable asset.
Zinsurance is a new kind of insurance service, using geospatial data & AI to simplify underwriting, mitigate risk through IoT, pay claims fast & pass savings on to the customer.
Our goal is to help you save time & money.
Zinsurance was founded by a team of seasoned insurance experts and actuaries with decades of experience in coastal home markets. We’re redefining how insurance is sold and priced with a revolutionary new approach.
Operating as an insurance agency, we’re also developing our own innovative insurance product, launching soon. Our mission is simple: help homeowners save money—whether through our own product or by connecting them with savings from other carriers.
As insurance market disruptors, we support any initiative that helps consumers save time and money. We believe the true purpose of insurance is protection when it matters most, which is why exceptional customer service and reliable claims support are at the heart of everything we do.
What good is insurance if you can't count on it?
File a claim and hear back from a real person in minutes.
When disaster strikes, fast access to money makes all the difference.
We know filing a claim can be stressful, and our team is ready to help.
Our mobile app has you covered from quote to claim. We can even cancel your old policy.
We mail your bindable quote directly to you. Simply scan the QR code, answer 7 questions, and you're covered.
We'll cancel your old policy for you, and if you ever need anything, our friendly team of experts are just a click away.
Complete a self inspection of your home, connect leak detection device, and watch your premium go down for a change.
Severe weather can happen at a moment's notice. If it's wind, rain or freezing temps, we'll alert you and let you know how to prepare.
When disaster strikes, simply file a claim, upload your pictures and videos, and one of our experts will contact you within minutes.
Whether you pay through your bank's escrow or out of pocket, use our app to pay your bill fast and easy.
Let's Start Saving
When you do your part to help the environment, that deserves a discount!
That can save you big.
We share a vested interest in keeping your home safe. That’s why we incentivize the use of smart home devices to alert you about fire, flood & theft, so we can help minimize any loss to your property.
Better Insurance, Without Compromise.
We’re transforming the way people think about insurance. Our lean team of experts leverages aerial imagery, AI automation, and decades of industry experience to deliver exceptional coverage at a fair price—giving you complete peace of mind.
By using cutting-edge technology, we identify low-risk homes in high-premium areas and offer discounts based on key factors like roof condition, slab elevation, solar panels, tree placement, and even how well your yard is maintained.
Zinsurance Customer Journey
- 1) Scan QR Code on Postcard
- 2) Answer 7 Simple Questions
- 3) Bind Policy
- 4) We Cancel Your Old Policy
- 5) Relax & Start Saving